At Horizon Finance Solutions, your privacy is our priority. This Privacy Policy outlines how we collect, use, protect, and disclose personal information gathered through our website and services.

Information We Collect

We may collect the following types of personal information:

• Personal Identification Information:Name, email address, phone number, postal address, and identification numbers.
• Financial Information:Bank details, credit history, transaction data.
• Business Information:Company name, size, sector, and service preferences.
• Technical Information:IP address, browser type, device information, cookies, and usage data.
• Other Information:Any details voluntarily provided through forms, emails, surveys, or applications.

How We Use Your Information

We use your information to:

• Provide and improve our financial services.
• Process applications, transactions, and client communications.
• Customize your experience on our website and digital platforms.
• Conduct internal analytics, risk assessments, and compliance checks.
• Send updates, offers, newsletters, and promotional materials (with your consent).
• Comply with legal obligations and regulatory requirements.

How We Share Your Information

We do not sell your personal data. We may share information with:

• Affiliates and subsidiariesfor operational purposes.
• Service providers and partnerswho assist in delivering our services.
• Government or regulatory bodies, where legally required.
• Third-party platforms(e.g., analytics tools), under strict confidentiality agreements.

All third parties are required to protect your data in accordance with applicable data protection laws.

Cookies and Tracking Technologies

Our website uses cookies to enhance your browsing experience. Cookies allow us to:

• Remember your preferences.
• Track site usage and performance.
• Improve website functionality and security.

You can control or disable cookies through your browser settings. However, some features of the website may not function properly without them.

Data Security

We implement industry-standard security measures to protect your data from unauthorized access, alteration, or disclosure. This includes encryption, secure servers, firewalls, and access controls.

Despite our efforts, no data transmission over the internet is 100% secure. Please use caution when submitting personal information online.

International Data Transfers

Given our global presence, your information may be stored or processed in countries outside your own. We ensure all data transfers comply with international data protection regulations, including GDPR where applicable.

Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal data we hold about you.
• Correct or update inaccurate information.
• Request deletion of your data (subject to legal retention requirements).
• Withdraw consent for marketing communications.
• Object to or restrict certain processing activities.

To exercise your rights, please contact us at info@horizonfinance.com.

Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect personal data from minors without verifiable parental consent.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with the revised effective date. We encourage you to review this policy regularly.

Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact:
Email: info@horizonfinance.com
Phone: +252 6333 99571
Address: Horizon Finance Solutions, Qaalib Business Centre Road Nr. 1, Badda Cas District, Hargeisa